Best Balance Transfer Credit Cards

Compare balance transfer cards that may help lower interest while you pay down existing credit card debt.

Top Balance Transfer Card Picks

Long Intro APR Balance Transfer Card

Look for cards with extended introductory APR periods to help reduce interest while paying down balances.

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Low Balance Transfer Fee Card

Compare options with lower transfer fees to reduce the upfront cost of moving balances.

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Debt Payoff Planning Card

Find cards that may help simplify repayment and create a focused payoff strategy.

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How Balance Transfer Credit Cards Work

Balance transfer credit cards allow you to move existing credit card balances to a new card, often with an introductory APR period. This can help reduce interest while you focus on paying down debt.

Before applying, review the intro APR length, balance transfer fee, regular APR after the promo period, credit score requirements, and whether the available credit limit will support your transfer needs.