Best Secured Credit Cards

Compare secured credit cards designed to help build or rebuild your credit with responsible use.

Top Secured Card Picks

Low Deposit Secured Card

Start building credit with a lower upfront deposit requirement.

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No Annual Fee Secured Card

Build credit without paying ongoing annual fees.

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Upgradeable Secured Card

Graduate to an unsecured card after demonstrating responsible use.

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How Secured Credit Cards Work

Secured credit cards require a refundable deposit that typically becomes your credit limit. These cards report to credit bureaus, helping you build positive payment history over time.

Choose a secured card that reports to all three bureaus, has low fees, and offers a path to upgrade.